Читать книгу Personal Finance in Your 20s & 30s For Dummies - Eric Tyson - Страница 14

Your net worth is quite simply your financial assets (for example, checking, savings, and investment accounts) minus your financial liabilities (debts such as student loans and credit-card debt). In the following sections, I walk you through how to perform these calculations.

When I discuss your monetary net worth, I’m not talking about personal possessions. Your car, clothing, television, computer, and other personal items all have some value, of course. If you needed to sell them, you could get something for them. But the reality is that you’re unlikely to accumulate personal items with the expectation of later selling them to finance such personal goals as buying a home, starting a business, retiring, and so forth. After all, personal property declines rapidly in value after purchase and use.