Читать книгу Personal Finance in Your 20s & 30s For Dummies - Eric Tyson - Страница 20

The first way to determine your savings rate is to tally your employment income and expenses over the past year. By subtracting your total expenses, including taxes, from the past year from your employment income, you can arrive at net savings.

The employment income part of the equation is simple for most folks — it’s simply the total amount of your paychecks from work. (If you have work from side or gig jobs you do outside of your regular job, be sure to count that too.) But unless you systematically track your spending, that piece of the puzzle is a lot more work to figure. I walk you through how to compile your spending in Chapter 5.