Читать книгу Personal Finance in Your 20s & 30s For Dummies - Eric Tyson - Страница 15

To calculate your financial assets, access your checking/savings, and investment account records, including retirement accounts and any other documentation that can help you. You may have only one or two accounts, and that’s fine. The COVID-19 pandemic has proven the absolute need for emergency fund savings. Add up all the values of these accounts to find out what you own.

It’s common for most young adults to be in the early stages of accumulating assets. This book helps you change and improve upon that.

In addition to excluding personal property and possessions because folks don’t generally sell those to accomplish their personal and financial goals, I would also probably exclude your home as an asset if you happen to own one. (You can include it if you expect to downsize or to rent in retirement and live off of some of your home’s equity.) Include investment real estate — that is, real estate that you own and rent out.