Читать книгу Family Financial Freedom - Floyd Saunders - Страница 16

The two planners you have completed help you determine if your spending, savings and investments match your financial goals. At this point you may not be sure whether you are on the right track or not. You have a few choices:

 Do nothing

 Learn more about personal financial planning

 Seek professional help

If you decide to seek professional help, you can look to your tax advisor, accountant, banker, insurance agent, a stockbroker or financial planner. Just remember that not all of these people are experts at financial planning or may only be well trained in one thing (like taxes). Even financial planners come in two types: fee-based, or fees plus commissions. You may want to consider working with someone whose primary business is to provide planning services, rather than selling you financial products. If they have to earn a commission, they may be inclined to offer you products that yield them the highest commission.

Finally, it is a good idea to keep score of your financial growth at least once a year in order to help you adapt to changes in your financial circumstances and to congratulate yourself on the progress you are making in reaching your goals.