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Introduction
ОглавлениеDo you find that managing and investing your money gets harder every year? Do you know you want to reach your financial goals, but seem confused about how to make it happen? You are not alone. The recent economic and financial meltdown affected almost everyone. Across the globe, if you had money invested in any financial market you most likely lost money and haven’t seen the recovery you expected.
You are worried, frighten and perhaps mad as hell. You should be. Not just the American economy, but globally, investors and the people living on main street have lost a significant part of their savings, money intended for a comfortable retirement or to send kids to college.
You are not alone. Few of us were taught how to manage the money we earn (I know I wasn’t). And as we become busier and more successful, it seems we have less time to spend managing our own money. What’s worst, with the financial markets bouncing around like a yo-yo, ever-changing tax laws, and record low interest rates on your savings it’s hard to know what to do. Added to the national financial distress is record unemployment and home foreclosures. All in all a gloomy picture.
But it doesn’t have to be this way. You can take action and take charge of your money. For most Americans, personal financial planning is a good news/bad news story. The good news is that virtually anyone with a desire to learn and the willingness to plan can achieve a considerable degree of financial security. The bad news, is too many have given in to the story of gloom and are unwilling to set aside a few extra hours to establish a sensible plan for securing the family financial freedom we all desire and is within our grasp.
This simple book will help you develop a road map to personal financial freedom using proven concepts. There is no get-rich-quick scheme in this book, only proven methods for taking charge of your financial future and using just the money you have now to make that money work harder than you do. Ready to begin?
In the past several years many new investment products, services and sophisticated financial strategies have emerged from banks, credit unions, insurance companies and Wall Street brokerage houses to further complicate our financial decisions. Without knowing all of the available alternatives it can be difficult to make sound financial decisions or take the appropriate steps to a secure financial future. As a result many of us feel overwhelmed about managing and investing our money. With this book you will no longer need to feel that way.
A workable, common sense financial plan will help you put first things first. You will learn to stay within your income and start directing your income to do what you want it to do. This book, properly followed, will put you on the road to successfully managing and investing money. Remember, it doesn’t take a lot of money to make money, it just takes putting your money to work for you. Money never sleeps.