Читать книгу Family Financial Freedom - Floyd Saunders - Страница 9

Here is how to get started. Ask yourself a few simple questions to determine if you are already started, well on your way or perhaps need a starter boost. Review each of the statements below and rate yourself. If you feel you have room for improvement, give yourself a zero or one, if you feel you had adequately covered the statement, give yourself a five. When you are finished total your points and compare your score with the rankings after the survey.

1 _____ Adequately insured in all areas

2 _____ Satisfied with yield on savings accounts

3 _____ Retirement plan is adequate for future needs

4 _____ Satisfied with investment performance

5 _____ Maximized tax-free, tax-deferred and tax-sheltered income

6 _____ Investments are well diversified

7 _____ Taking advantage of tax laws to get deductions

8 _____ Comfortable that my tax liability is as low as possible

9 _____ Estate plan designed to minimize fees, taxes and pass on as much as possible to my heirs

10 _____Estate plan reviewed within last two years

Scoring: If you ended with the following points, here’s how financially savvy you are:

40-50 You are more like a professional planner and may not need the help of professionals.

20-40 You need professionals to help you achieve your objectives

Less than 20. You need to read the rest of this book, start setting goals and changing your finances in order to be financial secure.