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ОглавлениеTable of Contents
1 COVER
7 INTRODUCTION ON HELP — GIVING AND RECEIVING THE IMPORTANCE OF STRATEGY AN INDEPENDENT INCOME THE TRIFECTA STRATEGY WHERE INVESTMENT HAS TAKEN ME STARTING OUT
8 CHAPTER 1: THE POWER OF WHY GOAL-SETTING LIFESTYLE CHOICES REALISTIC AND ATTAINABLE GOALS DEALING WITH UNCERTAINTY NO SILVER SPOONS HERE MY PROPERTY GOALS MY CURRENT GOALS FINDING YOUR MOTIVATION
9 CHAPTER 2: YOUR FINANCIAL PLAN SETTING A FINANCIAL GOAL HOW I PAID OFF MY HOUSES IN FIVE YEARS REFINANCING LIMITS BUDGETING MY FRUGAL PHILOSOPHY TRACK YOUR SPENDING PATTERNS WHERE TO START? YOUR FINANCE TEAM KEEP YOUR RECORDS STRAIGHT BUYING IN DIFFERENT STATES NEGATIVE VS POSITIVE GEARING BUYING PROPERTY WHEN YOU'RE SELF-EMPLOYED BUYING PROPERTY WITH A SELF-MANAGED SUPER FUND (SMSF) FIVE TIPS FOR PROPERTY INVESTORS AT TAX TIME
10 CHAPTER 3: GET THAT MORTGAGE GETTING PRE-APPROVAL LENDER VALUATIONS GETTING IN EARLY WORKING WITH A MORTGAGE BROKER OVER THE LONG TERM GETTING THE BEST POSSIBLE LOAN STRUGGLING WITH SERVICEABILITY IMPROVING YOUR SERVICEABILITY RAISING A DEPOSIT: DON'T MAX YOURSELF OUT USING LENDERS MORTGAGE INSURANCE (LMI) TO MAXIMISE YOUR DEPOSIT CREDIT CARDS AND REWARDS A MATTER OF INTEREST WHY AN INTEREST-ONLY LOAN? THE LENDER'S VIEWPOINT FIXED OR VARIABLE INTEREST RATES OFFSETTING YOUR INTEREST NEGOTIATING A BETTER HOME LOAN DEAL FINANCING MULTIPLE PROPERTIES AND CROSS-COLLATERALISING CONSTRUCTION LOANS BACK TO STRATEGY
11 CHAPTER 4: BUY YOUR PPOR THE COMPREHENSIVE PROPERTY SEARCH FOUR FINANCING TIPS FOR FIRST HOME BUYERS THE GETTING STARTED SESSION YOUR WISH LIST PHASE 1: THE PROFESSIONAL PROPERTY SEARCH PHASE 2: EVALUATION PHASE 3: NEGOTIATION AND PURCHASE SEVEN TIPS FOR SECURING YOUR HOME PURCHASE
12 CHAPTER 5: BUY YOUR DREAM HOME WHERE TO START DON'T BLOW YOUR DEPOSIT USING INVESTING TO GROW YOUR NEST EGG REGIONAL AREAS ARE KEEPING THE ‘GREAT AUSTRALIAN DREAM’ ALIVE WHY AND WHERE? THE ‘RENTVESTING’ STRATEGY UPSIZING TO YOUR DREAM HOME OUR DREAM HOME: LILLI PILLI
13 CHAPTER 6: BECOME AN INVESTOR RISK AVERSION ANALYSIS PARALYSIS FRIENDS AND FAMILY ARE NOT INVESTORS IT ALL COMES BACK TO STRATEGY INVESTING IN A HOME VS BECOMING AN INVESTOR DO PROPERTIES IN HIGH-GROWTH AREAS COST MORE? A STEP-BY-STEP GUIDE TO INVESTING IN PROPERTY HOW MUCH DO YOU NEED TO BUY A PROPERTY?
14 CHAPTER 7: CREATE YOUR OWN EQUITY CAPITAL GROWTH VS MANUFACTURED GROWTH LEVERAGING YOUR INVESTMENTS TIMING THE MARKET FOR EXTRA GROWTH WILL MANUFACTURING EQUITY WORK FOR EVERY PROPERTY? REGIONAL MARKET STRATEGY WHY I STARTED MANUFACTURING EQUITY GROWTH STRATEGIES FROM NEGATIVE TO POSITIVE CASHFLOW
15 CHAPTER 8: RENOVATE RIGHT SELLING OR HOLDING STARTING A PORTFOLIO THROUGH RENOVATION TIPS FOR A SUCCESSFUL RENOVATION TO DIY OR NOT TO DIY FINANCING FOR RENOVATION STRUCTURAL RENOVATIONS COSMETIC RENOVATIONS LEWISHAM: MY FIRST CHARACTER HOME RENOVATION MANAGING YOUR OWN RENOVATION GETTING THE BUILD FINISHED ON TIME OUTSOURCING YOUR RENOVATION MY WALLSEND RENOVATION MY ROCKDALE RENOVATION
16 CHAPTER 9: READ THE MARKETS THE PROPERTY CLOCK HOW DO YOU KNOW A MARKET IS REALLY STARTING TO MOVE OR TURN? SENTIMENT, SUPPLY AND DEMAND BOOM-BUST MARKETS $1 MILLION TO INVEST NEGATIVE GEARING AS A STRATEGY INVESTING FURTHER FROM HOME STRATEGIES FOR INVESTING MORE THAN $1 MILLION WHY MANUFACTURE GROWTH? WHAT TO LOOK FOR IN A REGIONAL MARKET REGIONAL PROFILE: THE NSW CENTRAL COAST — A TOP-PERFORMING MARKET
17 CHAPTER 10: THE PROPERTY HUNT WHAT IS DUE DILIGENCE? HOW TO CHOOSE YOUR SEARCH AREA $500 000 TO INVEST HOW YOUR STRATEGY IS IMPACTED BY LOCATION THE PROPERTY HUNT WHERE TO START YOUR SEARCH THE RENTAL MARKET INSPECTING PROPERTIES PSYCHOLOGY BEHIND AUCTIONS: TIPS TO WINNING WHEN YOU'VE WON: THE COOLING-OFF PERIOD YOUR BUFFER ZONE RENTING OUT A PROPERTY
18 CHAPTER 11: THE FREEDOM PLAN PLANNING YOUR EXIT STRATEGY WORKING TOWARD A FINANCIAL GOAL CORRECTING INVESTMENT STRATEGIES DREAM TEAM: BUYER'S AGENTS BECOMING DEBT FREE TIME TO SELL CAPITAL GAINS TAX (CGT) UPSIZING TO YOUR DREAM HOME DOWNSIZING FROM YOUR DREAM HOME
19 MY OWN RETIREMENT PLANS YES, I'M STILL FRUGAL AND I'M STILL WORKING GIVING BACK
20 INDEX
List of Tables
1 Chapter 9Table 9.1 Median weekly rental prices for the NSW Central Coast Council are...
List of Illustrations
1 Chapter 9Figure 9.1 Building approvals for the NSW Central Coast Council area
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