Читать книгу The Failure of Risk Management - Douglas W. Hubbard - Страница 16

There are numerous topics in the broad term of risk management but this term is often used in a much narrower sense than it should be. This is because risk is used too narrowly, management is used too narrowly, or both. And we also need to discuss a few other key terms that will come up a lot and how they fit together with risk management, especially the terms risk assessment, risk analysis, and decision analysis.

If you start looking for definitions of risk, you will find many wordings that add up to the same thing and a few versions that are fundamentally different. For now, I'll skirt some of the deeper philosophical issues about what risk means (yes, there are some, but that will come later) and I'll avoid some of the definitions that seem to be unique to specialized uses. Chapter 6 is devoted to why the definition I am going to propose is preferable to various mutually exclusive alternatives that each have proponents who assume their definition is the “one true” definition.

For now, I'll focus on a definition that, although it contradicts some uses of the term, best represents the one used by well-established, mathematical treatments of the term (e.g., actuarial science), as well as any English dictionary or even how the lay public uses the term.