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Mortgages, Insurance, and Resale

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Perhaps the most difficult part of building with straw (or any other alternative materials or ideas) is presenting your project to the various institutions that often must be involved. Lenders and insurers are, by their very nature, conservative and averse to risks. Any construction method that is perceived as new or experimental can seem to them like a risk they’d rather avoid. It often takes time and no small amount of educational effort on your behalf to negotiate for mortgages and insurance for your project. All the evidence exists to convince them that your proposed straw bale house will be a safe prospect for them, but you will have to be the one to present it to them.

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