Читать книгу Blockchain Data Analytics For Dummies - Michael G. Solomon - Страница 19

Here are a few of the most important privacy-related laws you’ll likely encounter and may be compelled to satisfy:

 Children’s Online Privacy Protection Act (COPPA): Passed in 1998, COPPA requires parental or guardian consent before collecting or using private information about children under the age of 13.

 Health Insurance Portability and Accountability Act (HIPAA): Passed in 1996, HIPAA modernized the flow of healthcare information and contains specific stipulations on protecting the privacy of personal health information (PHI).

 Family Educational Rights and Privacy Act (FERPA): Passed in 1974, FERPA protects access to educational information, including protection for the privacy of student records.

 General Data Protection Regulation (GDPR): Passed in 2016 (and implemented in 2018), GDPR is a comprehensive regulation from the European Union (EU) protecting the private data of EU citizens. Every organization, regardless of location, must comply with GDPR to conduct business with EU citizens. The EU citizen must retain control over his or her own data, its collection, and its use.

 California Consumer Protection Act (CCPA): Passed in 2018, CCPA has been called “GDPR lite” to imply that it includes many of the requirements of GDPR. CCPA requires any organization that conducts business to protect consumer data privacy.

 Anti-Money Laundering Act (AML): AML is a set of laws and regulations that assists law enforcement investigations by requiring financial transactions to be associated with validated identities. AML imposes requirements and procedures on financial institutions that essentially make it very difficult to transfer money without leaving a clear audit trail.

 Know Your Customer (KYC): KYC laws and regulations work with AML to ensure that businesses expend reasonable effort to verify the identity of each customer and business partner. KYC helps to discourage money laundering, bribery, and other financial-based criminal activities that rely on anonymity.