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Ideally, all business transactions should go through business bank accounts; however, the reality is that sometimes this doesn’t happen. To monitor personal spending on behalf of the business, or through the business, set up an owner’s loan account or a petty cash account. Select the Enable Payments option to enable recognition of business cash transactions. Also, show these accounts on the Dashboard Watchlist to monitor spending. (Refer to the earlier section ‘Adding a new account’ for more on how to select these options or settings.)