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Depending on the location and nature of your business, you may need to be licensed to conduct business in a certain jurisdiction. Rules vary among states, counties, and municipalities. In most states, freelancers such as writers, editors, and graphic artists don’t need a license to do business, but if you plan on opening a restaurant or bricks-and-mortar retail store, or if you’re a building contractor or insurance agent, you’ll need a license. Again, check with your local SBA or secretary of state to determine licensing requirements.